Privacy Policy

1. Introduction

Welcome to Stonky ("we", "our", or "us"). We respect your privacy and are committed to protecting your personal data. This Privacy Policy outlines how we collect, use, and safeguard your information when you use our website (stonky.app) and our related AI stock analysis services.

2. Information We Collect

• Account Information: When you register, we collect your email address, optional name, and encrypted passwords. If using Google Sign-In, we collect your Google ID, email, and basic profile info provided by Google.
• Usage Data: We automatically track queries sent to our AI agent, pages visited, and browser environment data to improve our service.
• Financial Data (Optional): If you choose to link your brokerage via SnapTrade, we receive read-only portfolio balances and holdings. We never have access to your raw broker credentials.
• Payment Data: Handled securely by our payment processor (Stripe). We only store payment status and references.

3. How We Use Your Information

The information we collect is strictly used to:

• Provide and maintain the Stonky platform.
• Process transactions and manage your premium subscription.
• Communicate with you regarding security alerts, account deletion requests, or support.
• Personalize AI-driven insights based on your optional portfolio sync.
• Detect and prevent fraudulent activity or abuse of our AI query limits.

4. Sharing Your Information

We do not sell your personal data to third-party marketers. We only share information with trusted service providers inherently necessary to run our service:

• Cloud Infrastructure: For database hosting and web serving.
• Payment Processors: Stripe (for securely handling subscriptions).
• Brokerage APIs: SnapTrade (only if you explicitly connect your portfolio).
• AI Providers: Anonymized queries may be processed by our underlying LLM APIs (e.g. OpenAI/Anthropic/Google).

5. Data Deletion & Your Rights

You have the right to request the complete deletion of your account and associated data. You can do this directly from your account settings. This will eradicate your profile, wipe your portfolio connections from SnapTrade, and sever all identifying links.

6. Cookies

We use strictly necessary cookies (like standard JWT session tokens) to keep you logged in and secure your account sessions. We do not use intrusive cross-site tracking cookies.